Some people think big. Others actually prepare to do big. Such is the case with GreenSky Credit CEO David Zalik. When reading a rags-to-riches story, few understand the mentality of what it really takes.
GreenSky is known for financially backing contractors, healthcare providers and retail companies with billions of dollars in lending power. The art of making this happen sounds good on paper, but finding investors to back your idea, not so much.
David Zalik had to go through all of the bumps and disappointments in business just like every other rising entrepreneur. Most people like to criticize the failures of billionaires. However, GreenSky Credit CEO Zalik does not let such talk slow him down. There will always be doers and dreamers. To him, it is a challenge that needs to be overcome.
GreenSky Credit works with businesses and individuals who are credit worthy, financially secure and tired of the credit card mentality of today’s world. Offering free interest in the beginning and attractive payment plans. Care is taken to reflect the same thought process as their financial lenders.
Poor timing and bad investments taught Zalik how to better maneuver through the tough times due to his unstoppable zeal for winning. Zalik could have given up as the real estate bubble burst in 2009 and threw him into one failure after another. However, you recognize the strength of a company when looking at where they have been.
Today, GreenSky Credit combines the tools of investment, financing, technology and marketing to build a better mousetrap than what is offered through financial institutions. The result is a win-win situation for consumers, businesses and GreenSky Credit.
In April of 2018, GreenSky filed IPO paperwork with the SEC, a move that gives many companies the jitters in today’s financial climate. David Zalik does not even bat at eye.